Budget Nerds

Personal finance experts Ben Barlowe and Ernie Reppe get nerdy with numbers as they share budgeting tips, strategies for categorizing transactions, and lessons learned from using the revolutionary budgeting system known as You Need a Budget.

#118 - Getting the Most Out of YNAB
Jun 18, 2025 – 01:16:14
#117 - Ben and Ernie Fight!
Jun 4, 2025 – 01:08:13
#116 - YNAB's Future Vision with CEO Todd Curtis
May 21, 2025 – 01:06:17
#115 - How Heidi Overcame ADHD and Money Mistakes with YNAB
May 7, 2025 – 01:13:02
#114 - How to Handle a Windfall
Apr 23, 2025 – 46:56
#113 - How to Pay Off Debt The YNAB Way
Apr 9, 2025 – 53:29
#112 - Ben and Ernie Fix a Messy Budget! (YouTube Livestream Replay)
Mar 29, 2025 – 01:02:23
Budget Nerds LIVE on YouTube: Fixing a Messy Budget
Mar 26, 2025 – 01:56
#111 - What's Your YNAB Routine?
Mar 12, 2025 – 01:02:43
#110 - Is YNAB Worth It?
Feb 26, 2025 – 48:30
#109 - Don't Make These Common YNAB Mistakes!
Feb 12, 2025 – 01:04:30
#108 - Spendfulness: The Word We've Been Looking For All Along with YNAB Dave
Jan 29, 2025 – 53:53
#107 - You Can Start YNAB Whenever You Want
Jan 15, 2025 – 34:35
#106 - YouTube LIVE: Spendfulness and the 5 Questions
Jan 4, 2025 – 01:00:14
Ben and Ernie LIVE on YouTube: Spendfulness and the 5 Questions
Jan 1, 2025 – 01:04
Budget Nerds LIVE at YNAB Fan Fest 2024 Salt Lake City
Dec 18, 2024 – 18:19
#105 - Dealing with Major Financial Setbacks
Dec 11, 2024 – 46:34
#104 - Silly Things YNAB Makes Us Do
Nov 27, 2024 – 57:25
#103 - Fixing a Messy Budget
Nov 13, 2024 – 01:12:22
#102 - LIVE Q&A: New YNAB Features, Cash Only YNAB, Budgeting with Partners, and More!
Nov 2, 2024 – 01:03:55
Budget Nerds Are Going LIVE on YouTube - Oct 30th, 2024
Oct 30, 2024 – 01:47
#101 - Planning on a Variable Income, YNAB at Your Workplace, and Free Swag!
Oct 16, 2024 – 40:35
#100 - The 100th Episode! Ben and Ernie Reflect
Oct 2, 2024 – 45:03
#99 - Ben Actually Changes His Budget
Sep 18, 2024 – 54:49
#98 - Many Goals, One Plan
Sep 4, 2024 – 33:04
#97 - What If YNAB Paid You to Use It? And Other Sketchy Ideas from Ben Markley (Sketchy Advice)
Aug 21, 2024 – 49:27
#96 - Ask the Nerds: Grab Bag Edition
Aug 7, 2024 – 51:19
#95 - Managing Variable Income as a Busy Graduate Student: Jasmin Green, PhD Student UC Davis
Jul 24, 2024 – 01:31:36
#94 - How Does It Feel to Be a Month Ahead? Budget Nerds Weigh In
Jul 10, 2024 – 44:27
#93 - Dream Bigger Than Your Bills!
Jun 26, 2024 – 35:49
#92 - Are You Doing YNAB? Tracking Expenses vs YNABing
Jun 12, 2024 – 37:22
#91 - Windfalls, Learning to Invest, and YNAB 4: Jeremy Schneider of Personal Finance Club
May 29, 2024 – 01:09:42
#90 - YNAB Mega Wins: Round Two
May 15, 2024 – 01:03:04
#89 - Find the Money First
May 1, 2024 – 35:56
#88 - Swim Fins and Why You Shouldn't Compare Yourself to Others
Apr 17, 2024 – 35:36
#87 - Stop Making Boring Financial Goals
Apr 3, 2024 – 44:52
#86 - Cash Categories vs Cash Accounts
Mar 20, 2024 – 40:13
#85 - Do I Have to Give EVERY Dollar A Job?
Mar 6, 2024 – 43:06
#84 - How I Learned to Stop Worrying and Love My Unexpected Expenses
Feb 21, 2024 – 43:12
#83 - Kath Eats: An Interview with Nutrition Blogger Kath Younger, RD
Feb 7, 2024 – 01:15:02
#82 - YNAB's Four... Habits?
Jan 24, 2024 – 46:47
#81 - YNAB Wins Mega Episode
Jan 10, 2024 – 32:34
#80 - There's No Such Thing As Saving Money
Dec 27, 2023 – 39:39
BONUS - Live Q&A on YouTube (11/29/2023)
Dec 1, 2023 – 01:06:39
#79 - ANNOUNCEMENT! Live Q&A Today at 3:00pm EST (Nov 29th, 2023)
Nov 29, 2023 – 02:12
#78 - Are Impulse Purchases Wrecking Your Finances? A YNAB Study Finds Out
Nov 15, 2023 – 37:52
#77 - Are You On the Credit Card Float? Credit Card Alerts Can Help
Nov 1, 2023 – 39:52
#76 - The Most Elegant Budget We've Ever Seen? An Interview with Budget Nerd Lee Bond
Oct 18, 2023 – 01:25:33
#75 - The Ultimate Guide to Targets in YNAB
Oct 4, 2023 – 57:05
#74 - The Unexpected Benefits of Budgeting
Sep 20, 2023 – 38:25

Recent Reviews

Jdbeckski

ADHD

I love the latest episode on ADHD. It was so helpful and comforting to hear so much of what I have been struggling with described so clearly !
Mav788

Like but kind of limited in what you can cover

I like both hosts and they explain things well. Easy to follow and keep subscribed but wish the YNAB team could come up with more creative topics or a new format.
darkladydisdain

Great for budget nerds!

Not a fan of the odd new intro music, but love the show overall. So many good tips! One thing, I wish they would edit the audio more. In the latest episode on mistakes in YNAB, it sounded like someone was emptying the dishwasher in the background! Very distracting! Surely, someone can clean that background noise up in editing!
Element 37

The laughing at nothing is annoying

I hate to be harsh, but this sticks out like a sore thumb in every episode; Ben will start to talk and just break into laughter when there wasn’t a joke or anything said. It makes whatever he’s saying 10x longer and I’ve actually started to skip through his responses because of it. I can tell Ernie is super over it sometimes because he’ll just give a flat response after Ben stops talking. Please stop doing this, Ben.
- young step mom

Love from Wisconsin

Ben and Ernie- huge fan here! Loved your recent episode on emergency fund vs month ahead. You guys speak my love language and I find your content so encouraging and helpful .
Jen's_Atari2600

Ep. 57 - Purchases

I would’ve never dreamed that a discussion about major purchases could be so funny. “I’d love to think it was the same mouse…” My other two favorite episodes were 44 and 52, which centered around tips from other YNABers, which I found soo helpful.
I 💛 Big books

Budgeting doesn’t have to be hard

These two have pretty much answered all the questions I could think of. They keep thinking up news way to make budgeting easier. I’m really happy to know they now have a pod cast. 🎧🎤💰
Princess Stormy

Love love love these nerds!

I’m so excited to listen in my car and cast to my devices! Congrats Budget Nerds!!!
DcBibleStudy

So excited for a podcast format !

I’m a faithful YouTube viewer of the Budget Nerds, but sometimes it’s better to listen so I can get stuff done! Ben and Ernie are so great - we fell on hard times recently and I was thinking of having to cancel my YNAB subscription but then I thought about missing out on the connection point with Budget Nerds and I made it happen. It’s always worth it, YNAB is life changing, but Budget Nerds help a lot!!